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First National Bank of Illinois

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Community Banking You Can Count On

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Achieve Rapid Growth With Our 5.20% APY CD1

SAVING YOUR MONEY IS GREAT. GROWING IT IS EVEN BETTER.

  • $1,000 minimum to open
  • New money only
OPEN AN ACCOUNT

Achieve Rapid Growth With Our 5.20% APY CD1

SAVING YOUR MONEY IS GREAT. GROWING IT IS EVEN BETTER.

  • $1,000 minimum to open
  • New money only
OPEN AN ACCOUNT

Achieve Rapid Growth With Our 5.20% APY CD1

SAVING YOUR MONEY IS GREAT. GROWING IT IS EVEN BETTER.

  • $1,000 minimum to open
  • New money only
OPEN AN ACCOUNT

Convenient And Flexible Options

We understand that convenience and flexibility are essential to our customers. That’s why we offer a range of CD terms to choose from, allowing you to select the one that aligns with your financial goals.


7 MONTHS

5.20%

ANNUAL PERCENTAGE YIELD1


11 MONTHS

4.75%

ANNUAL PERCENTAGE YIELD1

OPEN AN ACCOUNT

SELECT YOUR TERM DURING THE APPLICATION PROCESS.

OUR ADDITIONAL CD RATES

HOW TO OPEN AN ACCOUNT

Start earning more on your savings in just 3 easy steps!

With our convenient online account opening process, you’re just moments away from experiencing the personal attention you can only expect from a local community bank.

1

CHOOSE YOUR LOCATION

Choose your local branch.

2

ENTER YOUR INFORMATION

Enter your personal account details.

3

TRANSFER FUNDS

Select a rate and deposit amount.

OPEN AN ACCOUNT

WHY OPEN A CD WITH A WINTRUST COMMUNITY BANK?

By opening a CD with us, your money stays and grows in your community, and you can have peace of mind knowing that your funds are in safe hands. We adhere to strict regulatory standards and are dedicated to providing a secure and stable banking environment for your savings to grow.

By opening a CD with us, your money stays and grows in your community, and you can have peace of mind knowing that your funds are in safe hands. We adhere to strict regulatory standards and are dedicated to providing a secure and stable banking environment for your savings to grow.

Unbeatable Rate

UNBEATABLE RATE


With a 5.20% annual percentage yield, your savings will grow faster, maximizing your earning potential.

OutPerform the market

OUTPERFORM THE MARKET

Our 7 Month CD rate is more than 3-times the national rate.

Safe and Secure

SAFE AND SECURE


If you require additional FDIC coverage, click here to learn about our MaxSafe products.

Short Term Flexibility

SHORT-TERM FLEXIBILITY

A 7 month term offers the perfect balance between maximum return and accessibility.

Unbeatable Rate

UNBEATABLE RATE
 

With a 5.20% annual percentage yield, your savings will grow faster, maximizing your earning potential.

OutPerform the market

OUTPERFORM THE MARKET

Our 7 Month CD rate is more than 3-times the national rate.

Safe and Secure

SAFE AND SECURE
 

If you require additional FDIC coverage, click here to learn about our MaxSafe® products.

Short Term Flexibility

SHORT-TERM FLEXIBILITY

A 7 month term offers the perfect balance between maximum return and accessibility.

 

Banking products provided by Wintrust Financial Corp. banks.

1. CD Special. Annual percentage yield (‘APY’) accurate as of 4/25/2024 & assumes funds remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY. Early withdrawal penalties apply. Offer subject to change at any time & without notice. New money is money not currently held at any Wintrust Financial Corporation (‘WTFC’) location.

2. National Rate. The national average rate is based on the FDIC’s monthly published National Rates and Rate Caps on 4/15/2024.