Specials

Home Equity Lines of Credit

Open the door to your dream kitchen, dream vacation, or dream of your child's college education. Applying for a First National Bank Home Equity Line of Credit is easy, and there's no application fee, no closing fee, no annual fee for the first year, and the interest you pay may be tax deductible**. Stop in today to open the door to your dreams!

5.00% Annual Percentage Rate (APR) is available through May 31, 2008. The APR is available on approved home equity lines of credit. The APR may vary and is based on the current Wall Street Journal published prime rate. Prime minus 1.00% (5.00% APR as of 1/30/08) available for approved lines of $75,000 or more with a maximum 80% LTV. Other rates and terms are available. Prime is a variable rate; as it changes, the APR on your account will change. The maximum APR is 21%. If you choose to make minimum monthly payments, a balloon payment will result after the seven-year draw period. New lines of credit only. $50 annual fee (waived first year). 1 to 4-family owner occupied properties only. Offer subject to change without notice. Not available for homes currently for sale. Property insurance required. Flood insurance may be required. There is a $400 early termination fee if you pay off the entire balance and close your line of credit within first 18 months.

Consult your tax advisor regarding deductibility of interest.