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When you're just starting out, defining your financial goals can be difficult, just like reaching them. Defining your goals can be a process and they may change over time. We want to help you begin your financial journey, set goals and achieve them, whatever they may be. Check out some of our solutions below that are just right for those just starting out.

Traditional Checking

  • Initial deposit of $50 required to open
  • No limit to the number of checks that may be written per month and there are no charges per check written

See a Personal Banker for details.

Money Market Account

Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Must deposit $1,500 to open the account and maintain Minimum Daily Balance of only $1,500.00 to avoid a monthly service fee and to obtain the disclosed APY. $10.00 monthly service fee if requirement is not met.
  • Unlimited deposits and up to six preauthorized debits at no charge
  • Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
  • FREE On-line Banking and Telebank

 

Passbook Savings Account

  • No minimum balance to open the account
  • Minimum Daily Balance requirement of only $250.00 to avoid a $5.00 Quarterly fee.
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded quarterly and paid quarterly

Transaction limitations: You may not make any transfers from this account to another account of yours  or to third parties by preauthorized, automatic, telephone transfer or similar order to third parties.
 

Statement Savings Account

  • No minimum balance to open the account
  • Minimum Daily Balance requirement of only $250.00 to avoid a $5.00 Quarterly fee.
  • Interest is compounded quarterly and paid quarterly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly
  • Transfer funds as needed to your checking account with Telebank or FREE online banking1

1 Transaction limitations: Transfers from a Statement Savings account to another account or to a third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft or similar order to third parties are limited to six per month.  An excessive transaction fee applies for each item over transaction limits.  You may make unlimited ATM withdrawals, and unlimited withdrawals made in person at a teller window.

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

Interest rates vary depending on the term of the CD. Interest is calculated using the daily balance method. You may not make deposits into the account until the maturity date. Subject to early withdrawal penalties.  See CD for our renewal policy and your options on how interest is calculated and paid.

Overdraft Protection

Products & Programs

  • Overdraft Protection Account—Allows you to cover the unexpected opportunity or the occasional overdraft
  • Flexible line amounts
  • Competitive interest rates
  • Requires Credit Approval

Please call us at 708-474-1300 or contact us for more information.

Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles
  • Loan to value up to 100% for new and up to NADA loan value or Kelley Blue Book loan value for used

Please call 708-474-1300 and talk to one of our friendly Personal Bankers for more information.