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The choice of investments for your retirement funds is never easy. The funds you have saved for your retirement deserve special attention. How much you save and the returns on those funds may be the difference between being able to have the lifestyle you want during retirement or being forced to accept something less. We have many options for your money and want to help you manage your money in the best way possible. This time in your life may be the most enjoyable and relaxing. We want to help you enjoy the ride.

PlatinumPreferred® Account

Our PlatinumPreferred Account® offers an attractive combination of products and services designed to meet the banking needs of those fifty and older.

Platinum Adventures®

Platinum Adventures® is our travel and activities club, created especially for customers age 50+.  Click here for more information.

Features and Benefits of the account

  • Interest bearing6 NOW checking with no minimum balance and no monthly fee1
  • FREE Specialty Gray Checks2
  • NO ANNUAL FEE debit card 
  • Free access to SUM and MoneyPass ATMs in the Chicagoland area3
  • FREE 3" x 5" safe deposit box for one year (or equivalent savings off a larger box)4
  • FREE traveler's checks, money orders and cashier's checks5
  • FREE imaged checks with CheckManager Plus®
  • FREE On-line Banking and Telebank
  • FREE Bill Pay
  • FREE Quicken and Microsoft Money download capabilities
  • Initial deposit of $50 required to open7.

Please see a Personal Banker for details.

Our Exclusive Platinum Trail Dollars Program - To Celebrate Senior Moments!

In addition to all the great benefits above, we offer "Trail Dollar" gift certificates as a unique reward to our account holders.  Please see a Personal Banker for details.  Trail Dollars can be redeemed with the following fine merchants:

Double Yolk Restaurant, 11400 Lincoln Highway, Mokena

Paradise Smoothie & Coffee, 1938 E. Lincoln Highway, New Lenox

Little Joe's Pizza & Restaurante, 1300 N. Cedar Road, New Lenox

Little Joe's Pizza & Restaurante, 7976 W. 167th Street, Tinley Park

*Redeem up to 3 Trail Dollars per purchase at the above locations

Watch for chances to win Trail Dollars during Platinum Adventures events and at other events throughout the year!

Overdraft protection also available.

1Penalty fees, such as overdraft charges, and fees for special services may apply. Minimum to open account is $50. 2Limitations apply on type of check and quantity ordered. 3No transaction charge at any of our affiliated ATMs. Other banks may impose ATM surcharges at their machines. 4Limited number of boxes available.  5Free travelers checks do not apply to the two signature American Express traveler's checks. 6Platinum Preferred Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded monthly and credited to your account monthly. 7Must maintain a minimum daily balance of $1,000 in the account each day to obtain the disclosed annual percentage yield.

Platinum Adventures® Club

Platinum Adventures® is our exclusive travel and activities club for customers aged 50+.  Platinum Adventures® provides great opportunities to meet new people, make new friends and enjoy activities such as:

  • Day trips to interesting sights in Chicago and neighboring communities
  • Seminars and demonstrations on interesting and important topics
  • Extended travel to U.S. and foreign destinations (upcoming trips include South Dakota, Russia, and Tanzania!)

It's easy and FREE to join!  If you are at least 50 years of age and have a Platinum Preferred® checking account, you are eligible!* Your only expense is the cost of events and trips you attend.

*Those age 50 or older are eligible for club membership. Club membership requires Platinum Preferred Checking account. Certain requirements may apply. See a Personal Banker for more details.

2014 Upcoming Events

Click here to see our current flyer, or call Judy Filippo at 815-464-6888 or Mary Beth Stout at 708-754-6161 for information and to make reservations for our trips.


2014 Trips

May 7, 2014

The Sound of Music - Lyric Opera
Come along with us as we enjoy the most popular musical ever, "The Sound of Music." You will be entertained and delighted to see the adaptation from film to stage of this timeless musical. Sing along with classic songs including "My Favorite Things," "Edelweiss," "Do-Re-Mi," and more.
Please call Judy or Mary Beth for more information. 

June 18, 2014

Motown the Musical
Motown the Musical is Broadway's hottest music history musical - a vibrant journey through the Motown genre from Smokey Robinson and Marvin Gaye to Diana Ross and Michael Jackson. The show tells the story of Berry Gordy, the founder of the record label Motown Records and one of the pioneers of Motown. The Musical uncovers the tale behind the hits as Smokey finds his unique voice, Diana skyrockets to stardom and Berry fights against the odds to turn his improbable dream into a triumphant reality.
Please call Judy or Mary Beth for more information.

June 24, 2014

Multicultural Food Tour
Meet your tour guide in downtown Chicago and enjoy a mini-tour of the city. Along the way, there will be photo opportunities as you explore downtown and the lakefront. Bring a camera, because these are some of the best views of the city! Our first stop is a long-time Chicago favorite and staple - The Berghoff. From the moment you walk in, you know you are stepping into Chicago's rich cultural past. While at this German landmark, you will partake in a full size brat & knockwurst appetizer, which includes two different sausages, German potato salad and sauerkraut. Wash it down with an authentic root beer. Next, we continue our day with a stop at Tuscany on Taylor, located in the quaint neighborhood of Little Italy. Immerse yourself in the exquisite aromas and multi-layered flavors of Italy as you enjoy a savory sampling of hand-made, authentic bruschetta and short rib-stuffed ravioli. Coffee, tea or a soft drink is included - but we don't mind if you buy yourself a glass of wine! We will continue our mini-tour of the city as we head north to one of Chicago's many Polish enclaves and to one of the best buffets in all of Chicago. While here, you will be given exclusive access to Red Apple's dessert bar, featuring many of your favorite Polish sweets and treats!
Please call Judy or Mary Beth for more information.

June 25-26, 2014

Springfield: The Land of Lincoln
Join us on a special trip to our state Capitol, Springfield for an in-depth tour, which focuses on President Abraham Lincoln. We will begin our trip at the Abraham Lincoln Presidential Library and Museum. As a result of Wintrust's special relationship with the Abraham Lincoln Presidential Library Foundation, we will be treated to a rare, not seen by the public look at some of Abraham Lincoln's artifacts as shown and described to us by the Foundation and much more. Other trip highlights include Lincoln's Home, the Old State Capitol, The Lincoln Herndon Law Office and Lincoln's Tomb. We will travel to and from Springfield on a deluxe motor coach.
Please call Judy or Mary Beth for more information.

July 21-25, 2014

Mackinack Island
Experience a landmark of Victorian elegance and charm - the Grand Hotel of Mackinac Island. Listen to the harpist at afternoon tea. Unwind in a rocking chair on the magnificent porch lined with giant American flags and cheery red geraniums. Savor fine dining while a stringed ensemble provides pleasant background music. Relish the tradition of horse drawn carriage rides around the island. Dance the night away in the ballroom where the orchestra plays on and on. There is no place on earth like this place - the Grand Hotel of Mackinac Island. Our summertime getaway features a two night stay at this famous hotel. Other highlights: Sleeping Bear Dunes National Lakeshore, Ferris Coffee & Nut Factory, Grand Traverse Resort, DeGrandchamps Blueberry Farm, TreeMendus Fruit Orchard and more!
Please call Judy or Mary Beth for more information.

August 5-7, 2014

Summertime Mini-Mystery Tour
Get ready for the most creative, fun trip ever - the Summertime Mini-Mystery Tour - where participants don't know where they are going from one event to another. Not only are you visiting interesting places, but you're doing so amidst a special theme complete with witty clues, giveaways, games, costumed tour directors, unique entertainment and festive activities. This tour is of the first class quality you've come to expect from and trust in American Classic Tours, Inc. Excellent dining, deluxe hotel accommodations, fascinating attractions, fine services of a professional American Classic tour director, and all the added themed mystery extras make this tour a great value.
Please call Judy or Mary Beth for more information.

October 8-10, 2014

Door County: Cape Cod of the Midwest
Door County is know as the "Cape Cod of the Midwest" due to its picturesque lake side villages, extensive shoreline and rolling woodland. This tour features a two night stay at the beautiful Stone Harbor Resort on the Sturgeon Bay waterfront. A guided tour of Door County will highlight the charming communities of Sister Bay, Ephraim, Bailey's Harbor, Ellison Bay, Egg Harbor, Gills Rock, Fish Creek and Northport. Special visits will be made to Al Johnson's Swedish Restaurant, Bjorklünden Norwegian Chapel, Cave Point, Seaquist Farm Orchard, Door Peninsula Winery, Door County Maritime Museum, cruise on the sparkling waters of Sturgeon Bay and the legendary fish boil. Come see the colors of autumn on this 3 day getaway!
Please call Judy or Mary Beth for more information.


Get HALF OFF Your Next Platinum Adventures® Day Trip!

Meet with one of our Financial Advisors for a free Comprehensive Financial Review* from Wintrust Wealth Management, and receive half off your next Platinum Adventures day trip!1 Call Karen Kilinskis at 708-326-2572 for your appointment today!

*Financial Review by appointment only, courtesy of Wintrust Wealth Management. Securities and insurance offered through Wayne Hummer Investments (Member FINRA/SIPC). Trust and Asset Management services offered by The Chicago Trust Company, N.A. and Great Lakes Advisors, LLC, respectively. Investment products such as stocks, bonds, and mutual funds are not insured by the FDIC or any federal government agency, not bank guaranteed or a bank deposit, and may lose value.

1. Offer valid for all Old Plank Trail Community Bank sponsored Platinum Adventures day trips. Discount not to exceed $50. Must be a new trip for which you have NOT yet registered. Offer expires 12/31/2014. ©2013 Old Plank Trail Community Bank, N.A.

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

Interest rates vary depending on the term of the CD. Interest is calculated using the daily balance method. You may not make deposits into the account until the maturity date. Subject to early withdrawal penalties.  See CD for our renewal policy and your options on how interest is calculated and paid.