Personal Banking

Savings Accounts

First National Bank offers great savings account options for youngsters new to banking to seasoned veterans.  Let us help you find the savings account that’s right for you.

• Statement Savings
• Passbook Savings
• Kid’s Statement Savings
• Kid’s Passbook Savings
• Money Market Account
• Certificates of Deposit
• Christmas Club

Statement Savings

This account offers the convenience of a monthly account statement, and the ability to make deposits and withdrawals without carrying a passbook.

• $200 minimum to open
• No quarterly maintenance fees with minimum daily balance of $200
• $10 quarterly maintenance fee for balances below $200
• Interest compounded and paid quarterly
• Free monthly account statement

Passbook Savings

A true “passbook savings account” offering interest on your savings and the privacy of no monthly statement sent to your home.

• $200 minimum to open
• No quarterly maintenance fees with minimum daily balance of $200
• $10 quarterly maintenance fee for balances below $200
• Interest compounded and paid quarterly
• Compete record of account activity maintained in your passbook

Kid’s Statement Savings

Like our regular savings account, this kid’s account provides the flexibility to make deposits and withdrawals without carrying a passbook.

• Available only to minors age 19 years and under
• $25 minimum to open
• No quarterly maintenance fees with minimum daily balance of $25
• $10 quarterly maintenance fee for balances below $25
• Interest compounded and paid quarterly
• Free monthly account statement

Kid’s Passbook Savings

Our passbook savings account is a great way for your child to learn hands-on money management and see how their savings can grow.

• $25 minimum to open
• No quarterly maintenance fees with minimum daily balance of $25
• $10 quarterly maintenance fee for balances below $25
• Interest compounded and paid quarterly
• Compete record of account activity maintained in your passbook

Additional Savings Options

Money Market Account

Our Money Market account offers you great interest rates, plus transaction flexibility.

• No monthly maintenance fees with minimum daily balance of $2,500
• $25 monthly maintenance fee for balances below $2,500
• Interest paid at tiered balance levels
• Interest compounded and paid monthly
• Free monthly account statement
• 6 Free transactions per statement cycle (3 by check)
• Unlimited deposit transactions

Certificates of Deposit

Certificates of Deposit are a great way to maximize earning interest on your savings.  First National Bank offers a variety of CD terms to suit your savings goals and time lines.

• Terms range from 7 days to 5 years
• Minimum $1,000 balance to open (unless otherwise indicated)
• Interest is compounded based on particular CD terms
• Automatic renewal

Christmas Club

First National Bank’s Christmas Club account is a convenient way to save throughout the year for your holiday spending.

• $2 minimum to open
• No monthly maintenance fee