Personal Checking Accounts
From free checking to interest-earning checking to club checking, we’re sure to have a checking account that’s right for you.
First Choice Checking featuring Generations Gold®
Our very best checking account - offers you great banking benefits, plus
additional benefits you can enjoy everyday!
| Banking Benefits include: | Additional Benefits include: |
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Plus, special savings programs on:
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Click here to visit Generations Gold® and learn more about these great benefits!
Click here to register online for the Generations GoldÒ ID Theft Protection & Security Center.
First Free Checking
Enjoy the freedom of this great checking account!
- No minimum balance
- No monthly service fee
- Unlimited check writing (no per-check fees)2
- Two foreign ATM uses per month without fee6
- Check Images available via Internet Banking
- Free Debit MasterCard
- Free Internet Banking & Bill Pay
- Free 24-hour Tele-Banking
- Free E-Statements available
- Combined 1-Statement available*
Golden Checking
The perfect FREE account for our customers age 50 and better!
- First box of membership checks free
- No minimum balance
- No monthly service fee
- Unlimited check writing (no per-check fees)2
- Two foreign ATM uses per month without fee6
- Free Check Images available with statement
- Free Debit MasterCard
- Free Internet Banking & Bill Pay
- Free 24-hour Tele-Banking
- Free E-Statements available
- Combined 1-Statement available*
First Interest Checking
Earn interest on your monthly checking account balance!
- Pays competitive interest
- No monthly service fee with minimum daily balance of $800 (or $2,000 average monthly balance)4
- Unlimited check writing (no per-check fees)2
- Two foreign ATM uses per month without fee6
- Free Check Images available with statement
- Free Debit MasterCard
- Free Internet Banking & Bill Pay
- Free 24-hour Tele-Banking
- Free E-Statements available
- Combined 1-Statement available*
First Preferred Checking
Your checking balance earns even higher interest!
- Pays competitive interest
- No monthly service fee with minimum daily balance of $5,0005
- Unlimited check writing (no per-check fees)2
- Two foreign ATM uses per month without fee6
- Free Check Images available with statement
- Free Debit MasterCard
- Free Internet Banking & Bill Pay
- Free 24-hour Tele-Banking
- Free E-Statements available
- Combined 1-Statement available*
Money Market Account
Our Money Market account offers you great interest rates, plus transaction flexibility.
- No monthly maintenance fees with minimum daily balance of $2,500
- $25 monthly maintenance fee for balances below $2,500
- Interest paid at tiered balance levels
- Interest compounded and paid monthly
- Free monthly account statement
- 6 Free debit transactions per statement cycle
- Unlimited deposit transactions
- Combined 1-Statement available*
1First National Bank has selected Generations Gold, Inc., a fully independent
third party service provider, to provide travel and other discounted services on
an exclusive basis directly to Generations Gold® members. First National Bank
assumes no liability for any of the providers in fulfilling their services. All
liabilities, claims, damages and demands are the direct responsibility of
Generations Gold, Inc., the benefits provider. Discounts received through
Generations Gold® may not be used in conjunction with any other financial
institution discounts.
Not all services available in all areas.
Benefits and services subject to change without notice.
Call for complete program restrictions and details.
2Customer purchases checks unless otherwise indicated.
3Automatic payment from checking or savings account required.
4$10 monthly service fee for balances under $800.
5$3 monthly service fee for minimum balances between $2,500 and
$4,999.99. $10 monthly service fee for balances under $2,500.
6All ATMs not owned by First National Bank are identified "foreign." Not responsible for surcharge fees from non-First National Bank ATMs.
*Combined 1-Statement provides a single monthly statement for all of your First National Bank checking and savings accounts, as well as a summary of your Certificates of Deposit.
** First National Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under the program, through December 31, 2012, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
