CDs & IRAs

First National Bank offers great rates and flexible options to help you securely grow your money. Our Certificates of Deposit and Individual Retirement Accounts provide convenient, long-term growth for your wealth, and funds are protected by the FDIC.

Certificates of Deposit (CDs)

First National Bank offers a wide range of terms for your CDs, from 30 days to 5 years. Minimum balances and initial deposits start at $1,000 for terms one (1) year or more, and $2,500 for terms less than one (1) year. Enjoy the security of these FDIC insured instruments while earning competitive interest. Early withdrawal penalties apply, so call or stop by today to learn how a First National Bank CD can help your investments grow.

Individual Retirement Accounts (IRAs)

Individual Retirement Accounts (IRAs) offer great tax-advantaged savings for retirement or other potential financial needs later in life. IRAs allow you to defer paying taxes on your savings until the time of your retirement or disbursement. First National Bank offers a variety of terms for your IRA, so call or stop by today to learn how these accounts can help you plan for retirement.

Roth IRA

Roth IRAs offer a great, long-term savings opportunity – especially for young savers. The overriding advantage of a Roth IRA is the tax-free distribution of your funds at retirement. There are rules and restrictions regarding your annual contribution limits and withdrawal capabilities, so contact us today to learn more about this savings option.

Educational IRA

Educational IRAs offer the flexibility of tax-free withdrawals for higher education expenses. These are a great way to save for your child’s education. Call or stop by today to discuss how an Educational IRA may be right for you.