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BEST-IN-CLASS
ACCESS PLUS CHECKING
Get A Checking Account With The Added Benefit Of Interest.
Get A Checking Account With The Added Benefit Of Interest.
With this interest-bearing account, we’ll help you reach your financial goals faster.
With this interest-bearing account, we'll help you reach your financial goals faster.
- Early Pay.2 Receive your paycheck up to two days earlier than your scheduled payday.
- Free ATMs nationwide.3
- Variable interest rate with interest paid monthly.
- Free 3’’x5’’ safe deposit box.4
- Free first order of bank specialty checks.5
- 1 outgoing domestic wire transfer fee reimbursed at the end of the account statement cycle.
- Waived fees for incoming wire transfers.
- Waived fees when purchasing money orders and cashier’s checks.
With this interest-bearing account, we'll help you reach your financial goals faster.
With this interest-bearing account, we'll help you reach your financial goals faster.
- Early Pay.2 Receive your paycheck up to two days earlier than your scheduled payday.
- Free ATMs nationwide.3
- Variable interest rate with interest paid monthly.
- Free 3’’x5’’ safe deposit box.4
- Free first order of bank specialty checks.5
- 1 outgoing domestic wire transfer fee reimbursed at the end of the account statement cycle.
- Waived fees for incoming wire transfers.
- Waived fees when purchasing money orders and cashier’s checks.
GREAT ONLINE & MOBILE BANKING TOOLS6
DIGITAL BANKING
Access your account online or
via mobile device.
CHECK DEPOSIT
Make deposits from your smartphone.
ACCOUNT ALERTS
Get updates on your account
activity.
DIGITAL BANKING
Access your account online or via mobile device.
CHECK DEPOSIT
Make deposits from your
smartphone.
ACCOUNT ALERTS
Get updates on your account
activity.
CARD CONTROLS
Control when, where, and how
to use it.
DIGITAL BANKING
Access your account online or via mobile device.
CHECK
DEPOSIT
Make deposits from your smartphone.
CHECK DEPOSIT
Make deposits from your smartphone.
ACCOUNT ALERTS
Get updates on your account activity.
CARD CONTROLS
Control when, where, and how to use it.
CARD CONTROLS
Control when, where, and how
to use it.
When you open a new Access Plus Checking account online, you get solid online banking tools and a relationship with a bank that cares about you, your needs, and this area. Join our family to see what community banking is all about.
It only takes a few minutes!
1. Access Plus Checking Fees. $10 monthly maintenance fee – waived with either i) average daily balance of $2,500, or ii) combined average relationship balance of $25,000 per monthly statement cycle. Relationship balances include owned consumer checking, savings, money market, and certificate of deposit including retirement and MaxSafe deposits held directly with the same charter bank. Fees may reduce earnings.
2. Early Pay. Early Pay allows eligible direct deposits to be credited to your account up to 2 business days early. Early availability is not guaranteed and is determined based on receipt of payer information and standard fraud prevention monitoring. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits.
3. ATM Fees. No Wintrust Financial Corporation ('WTFC') transaction charge at ATMs in the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Sum networks. Banks outside the network may impose ATM surcharges. Surcharge fees assessed by owners of ATMs outside the network will be reimbursed. Reimbursement excludes 1.10% International Service fee for certain foreign transactions conducted outside the continental U.S.
4. Safe Deposit Boxes. Free 3x5 box or equivalent discount on larger box. Subject to availability. Limited to 1 per account. Safe deposit boxes are not FDIC-insured.
5. Specialty Checks. Style & quantity restrictions apply.
6. Digital Banking Services. Online or mobile banking is required to access Zelle®. Internet/mobile connectivity is required. Mobile banking is required to access remote deposit capture. Deposits made through mobile banking or remote deposit capture are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Third-party message and data rates may apply. Other restrictions apply. For more information go to: www.wintrust.com/agreement-and-disclosure.