Personal Banking

Loans

First National Bank offers loans to meet your needs for financial growth.  From helping you own the home of your dreams to using your home’s equity to pay off other debt, buy a car, pay for college, or remodel your kitchen – we’re sure to have a loan that fits just right.

• Mortgage Loans
• Home Equity Lines of Credit
• Home Equity Loans
• Installment Loans
• Loan Payment Protection

Mortgage Loans

First National Bank is ready to be your first choice for your mortgage needs, providing a full suite of fixed and adjustable rate mortgage options, including:

• Traditional Mortgage Loans
• Mortgage Refinancing
• New Construction Loans
• Lot Loans
• Jumbo Mortgage Loans
• Investor Loans
• FHA/VA Loans
• And more!

Home Equity Lines of Credit

A First National Bank Home Equity Line of Credit lets you use the equity in your home for home improvements, consolidating other debt, paying for your child’s college tuition, or for a dream vacation.  Best of all, your line of credit is ready to use when you need it, just by writing a check.  Plus, the interest on your Home Equity Line of Credit may be tax deductible, but please consult your tax advisor to be sure.

Home Equity Loans

First National Bank’s fixed-rate Home Equity Loans are a great way to finance your next home improvement or remodeling project, buying a new car or boat, consolidating high-interest credit card debt, or virtually any large purchase.  Our fixed-rate Home Equity Loans offers you a competitive rate and fixed monthly payments.  Plus, the interest on your Home Equity Loan may be tax deductible, but please consult your tax advisor to be sure.  Call us today about our great Home Equity rates and specials.

Installment Loans

A First National Bank Installment Loan is a great way to finance a new or used car, motorcycle, boat, RV, or any other vehicle.  An installment loan can also be used for other financing purposes.  Both secured and unsecured loans are available to those who qualify.  Call us today to discuss your unique needs and how we can help.

Loan Payment Protection

First National Bank offers loan payment protection programs to help ensure your financial health and credit score remain intact in case of disability or death.  Call or stop by today to learn more about how these programs can offer you and your family peace of mind.