Personal Banking
Checking Accounts
From free checking to interest-earning checking to club checking, we’re
sure to have a checking account that’s right for you.
First Choice Checking featuring Generations
Gold®
Our very best checking account - offers you great banking benefits, plus
additional benefits you can enjoy everyday!
| Banking Benefits include: |
Additional Benefits include: |
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Pays competitive interest
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Unlimited check writing
(no per check fees)2
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No minimum balance
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Free Standard Checks
(limit one box per year)
-
2 foreign ATM uses per month
without fee6
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2 Free Cashier’s Checks per month
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4 free Money Orders per month
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Free Check Images available with
statement
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Free Debit MasterCard
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Free Internet Banking & Bill Pay
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Free 24-hour Tele-Banking
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Free E-Statement available
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Combined 1-Statement available*
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Up to 50% Safe Deposit Box savings3
-
$5 monthly membership fee, or
$3 monthly membership fee for
persons age 50 or better
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Plus, special savings programs on:
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Click
here to visit Generations Gold®
and learn more about these great benefits!
Click here to register online for the Generations GoldÒ
ID Theft Protection & Security Center.
First Free Checking
Enjoy the freedom of this great checking account!
- No minimum balance
- No monthly service fee
- Unlimited check writing (no per-check fees)2
- Two foreign ATM uses per month without fee6
- Check Images available via Internet Banking
- Free Debit MasterCard
- Free Internet Banking & Bill Pay
- Free 24-hour Tele-Banking
- Free E-Statements available
- Combined 1-Statement available*
Golden Checking
The perfect FREE account for our customers age 50 and better!
- First box of membership checks free
- No minimum balance
- No monthly service fee
- Unlimited check writing (no per-check fees)2
- Two foreign ATM uses per month without fee6
- Free Check Images available with statement
- Free Debit MasterCard
- Free Internet Banking & Bill Pay
- Free 24-hour Tele-Banking
- Free E-Statements available
- Combined 1-Statement available*
First Interest Checking
Earn interest on your monthly checking account balance!
- Pays competitive interest
- No monthly service fee with minimum daily balance of $800 (or $2,000
average monthly balance)4
- Unlimited check writing (no per-check fees)2
- Two foreign ATM uses per month without fee6
- Free Check Images available with statement
- Free Debit MasterCard
- Free Internet Banking & Bill Pay
- Free 24-hour Tele-Banking
- Free E-Statements available
- Combined 1-Statement available*
First Preferred Checking
Your checking balance earns even higher interest!
- Pays competitive interest
- No monthly service fee with minimum daily balance of $5,0005
- Unlimited check writing (no per-check fees)2
- Two foreign ATM uses per month without fee6
- Free Check Images available with statement
- Free Debit MasterCard
- Free Internet Banking & Bill Pay
- Free 24-hour Tele-Banking
- Free E-Statements available
- Combined 1-Statement available*
Money Market Account
Our Money Market account offers you great interest rates, plus transaction
flexibility.
- No monthly maintenance fees with minimum daily balance of $2,500
- $25 monthly maintenance fee for balances below $2,500
- Interest paid at tiered balance levels
- Interest compounded and paid monthly
- Free monthly account statement
- 6 Free debit transactions per statement cycle (3 by check)
- Unlimited deposit transactions
- Combined 1-Statement available*
1First
National Bank has selected Generations Gold, Inc., a fully independent
third party
service provider, to provide travel and other discounted services on
an exclusive
basis directly to Generations Gold® members. First National Bank
assumes no
liability for any of the providers in fulfilling their services. All
liabilities,
claims, damages and demands are the direct responsibility of
Generations
Gold, Inc., the benefits provider. Discounts received through
Generations
Gold® may not be used in conjunction with any other financial
institution
discounts.
Not all
services available in all areas.
Benefits and
services subject to change without notice.
Call for
complete program restrictions and details.
2Customer
purchases checks unless otherwise indicated.
3Automatic
payment from checking or savings account required.
4$10
monthly service fee for balances under $800.
5$3
monthly service fee for minimum balances between $2,500 and
$4,999.99. $10 monthly service fee for balances under $2,500.
6All
ATMs not owned by First National Bank are identified "foreign." Not
responsible for surcharge fees from non-First National Bank ATMs.
*Combined
1-Statement provides a single monthly statement for all of your First
National Bank checking and savings accounts, as well as a summary of your
Certificates of Deposit.
** First National Bank is participating
in the FDIC’s Transaction Account Guarantee Program. Under the program,
through December 31, 2012, all noninterest-bearing transaction accounts are
fully guaranteed by the FDIC for the entire amount in the account. Coverage
under the Transaction Account Guarantee Program is in addition to and
separate from the coverage available under the FDIC’s general deposit
insurance rules.
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